Since 1934, Ohioans have trusted Medical Mutual to help provide peace of mind. We’re one of the state’s largest health insurance companies offering an array of excellent health insurance plans that can meet your needs and your budget. You may even qualify for a subsidy from the federal government to help you pay for your plan.  Use our subsidy calculator to help you determine if you do.

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Medical Insurance

We offer a variety of medical plans using our Health Maintenance Organization (HMO) networks. Plan options include both Copay Plans and High-deductible Plans.

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Dental Insurance

Your dental health has a big impact on your overall health, which is why we offer a variety of dental plans. Our dental plans offer more than 2,300 dental locations in the DenteMax network.

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Vision Insurance

Regular eye exams are important to you and your family's health, and they can help detect health problems and other conditions, like diabetes and glaucoma. Our affordable vision plan provides coverage for exams and eyewear or contact lenses.  Like our dental plans, you can buy a stand-alone vision plan, or you can add vision coverage to a Medical Mutual individual health insurance plan.

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Short Term Health Plans

Our short-term health insurance plans can help you bridge the gap in your healthcare coverage for up to three months when you're going through a transition. Short-term plans can save you money, but they aren't compliant with the Affordable Care Act and they don't have coverage requirements. Pre-existing conditions aren't covered and you will be subject to medical questions and Underwriting approval.

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Accident and Critical Illness

Gain peace of mind knowing you’re covered in the event of an accident or critical illness with one of six plans available from Medical Mutual.

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Ready to Shop?

You can also call us or call your licensed insurance agent.

Call 1-866-488-3266 (hearing impaired TTY/TDD: 711)

Confused about Health Insurance Subsidies?

We’ve put together this helpful list of insurance subsidy FAQs to answer your questions.

We're an Ohio Company

Our headquarters are here and we have offices throughout the state. We’ve been here since 1934. We work for our neighbors and the Ohio communities where our members live and work. We love Ohio and we strive not only to be the health insurance choice of Ohioans but to help make Ohio even better.

#WeLoveOhio

Toledo Zoo, Toledo, Ohio

E. 4th Street, Cleveland