The Affordable Care Act (ACA) combines two key pieces of legislation – the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act. The ACA has the potential to change the way Americans understand and purchase health insurance. While some ACA provisions already impact healthcare coverage and others are not effective until 2014 and later, it is important to understand the associated changes and how they can influence the way you insure your business.

At Medical Mutual, we not only comply with the new healthcare legislation, we are also committed to helping you understand its provisions and their impact on both your business and the coverage you offer your employees.

Please note: This content is provided for general informational purposes only and is not to be taken as legal or tax advice. Please consult with your benefits specialist or attorney for legal or tax advice regarding healthcare reform and your specific situation. Links to the AHIP website require a username and password on

When using our tool below, please be aware that small group is defined as one to 49 full-time equivalent employees for plans sold on the exchange and two to 50 eligible employees for plans sold off the exchange.

Choose a category to learn about the provisions that affect you:


Group Plans