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Medicare Supplement
Are you looking for an affordable way to cover the healthcare
expenses not paid for by Medicare? Then consider the benefits from Medical
Mutual. Medicare Supplement from Medical Mutual provides you with a choice of
comprehensive health benefit supplemental plans to meet your needs both now and
in the future.
Medicare Supplement from Consumers Life is supplemental healthcare
benefit plans that enhance your Medicare Part A (hospital) and Part B (physician)
coverage. With Medicare Supplement plans, you receive standard healthcare benefits
that allow you to go to any doctor, specialist or hospital who accepts Medicare.
To give you options and to fit with your lifestyle and healthcare needs, Medicare
Supplement from Consumers Life offers a Medicare Supplement Plan A, Medicare Supplement
Plan B, Medicare Supplement Plan C, Medicare Supplement Plan F and High Deductible Plan F,
as well as Medicare Supplement Plan N. For detailed information regarding Medicare Supplement rates,
coverage and more, please be sure to read the
Outline of Coverage.
Eligibility
In order to enroll in Medicare Supplement from Medical Mutual
you must:
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Be a permanent resident of, and reside in the state of Ohio at least six (6)
months of each calendar year.
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Be age 65 or older;
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Be eligible for and enrolled in both Medicare Part A (hospitals) and Part B
(physicians).
You are guaranteed acceptance if you are age 65 or older, and
you apply for your Medicare Supplement policy within six months of your
enrollment in Medicare Part B. You do not need to answer any medical questions
or meet any medical underwriting requirements.
If you miss applying for Medicare Supplement during the first
six months after enrolling in Medicare Part B, you may still apply for Medicare
Supplement from Medical Mutual. For acceptance, you must answer the medical
questions on the enclosed application and meet the medical underwriting
requirements. You are not required to take a medical exam.
Premiums
Medicare Supplement from Medical Mutual has plans at affordable
rates. We determine premiums based upon your attained age. Attained age means
your premium will increase each year as you get older.
Provider Network
If you enroll in a Medicare Supplement plan, you can receive
care from any doctor, specialist or hospital of your choice that accepts
Medicare. You do not need to receive pre-certifications or pre-authorizations.
Important Information
Choosing a Medicare Supplement plan is not an easy task. The
following can help you determine what policy is right for you:
Contact your Health Insurance Agent or Broker or call 800/722-7331.
IMPORTANT: Do not cancel your
current insurance coverage until you receive your identification card. Receipt
of your application does not automatically guarantee that coverage is issued.
Medicare Supplement Information Summary
For an overview of our Medicare Supplement plans and their
rates, be sure to read these important documents.
Medicare Supplement Overview of Coverage
For detailed information regarding all Medicare Supplement
Plans (Plan A, Plan C, Plan F, high deductible Plan F, Plan N), their rates, coverage and more, please be sure
to read the Overview of Coverage.
Medicare Supplement Rates
Easy Enrollment
Please allow 30 days for processing your application.
After your application is approved, we will notify you of the effective date of
your coverage.
Your satisfaction is guaranteed. If you examine your
Medicare Supplement plan from Medical Mutual during the first 30 days and
decide not to keep it, simply return your policy along with a letter stating
you do not want this coverage. If benefits have not been provided on the
policy, you will be refunded the amount of your paid premium in full. If
benefits have been provided, premiums will not be refunded.
IMPORTANT: Do not cancel your current
insurance coverage until you receive your identification card. Receipt of your
application does not automatically guarantee that coverage is issued.
For more information about this product please call your
Health Insurance Agent or Broker or 800/722-7331.