Cost Management Solutions: Midsize Business Edition
July 18, 2025 | Tags:
As a midsize business, you’re familiar with the challenge: small business plans may not offer enough while the flexibility of large corporate options can be financially out of reach. The solution? A competitive, cost-effective option that fits your unique needs and budget.
Medical Mutual offers a variety of cost management solutions with our fully insured plan while providing access to quality healthcare and benefits that you and your employees deserve.
Creative plan options to maximize value
Choosing the plan that best suits your company's needs can make all the difference for a healthier, more productive workplace while keeping costs under control:
- SuperMed Share®: Combines the security of a fully insured policy with self-funding components. Group members share the funding of medical costs with Medical Mutual, reducing upfront healthcare costs while maintaining access to the same great benefits, networks, providers and customer service.
- Balanced Solutions: This level-funded plan features a fixed monthly premium. Employees benefit from a self-funded structure that offers predictable costs, stop-loss coverage and a potential refund upon renewal for lower claims.
Programs and tools to manage your costs
The right features can elevate your health plan and add value while protecting your budget, allowing you to focus on supporting your business and team:
- MedMutual Total Health™
Our clinical standard to keep your employees healthy, engaged and productive. Our trained coaches support employees through personal care management, chronic condition support and advanced care coordination. - Customer-Driven Healthcare (CDH) Plans
Alternative, tax-friendly ways to manage employee healthcare costs while encouraging your team to make informed, financially responsible choices about their care. Three CDH products – health savings accounts (HSAs), flexible spending accounts (FSAs) and health reimbursement accounts (HRAs) – help employees budget medical care throughout the year to reduce spending. Medical Mutual’s integrated solution simplifies your group’s benefit and CDH plan administration by consolidating under one company, removing the inconvenience for multiple platforms and streamlining your day-to-day operations. - MedMutual App
Medical Mutual optimizes healthcare management with the free MedMutual app, giving members instant access to plan details and care tools. You and your employees can easily track your claims and spending information or find in-network providers to stay proactive about your health, reducing health-related absences and healthcare costs with fewer medical claims.
Start taking control of your health plan costs today
Medical Mutual isn’t just a health insurer – we're a partner to our community. With over 90 years as the oldest and one of the largest insurance companies based in Ohio, we’ve grown to support over 1.2 million members throughout every stage of life.
Contact your broker to learn more about our fully insured plans or fill out our request a quote form. For more information about our group plans, visit our Employers page.