Health Benefits for Large Businesses
Managing healthcare for a large or growing organization comes with unique challenges—but with Medical Mutual, you don’t have to face them alone. We offer fully customizable plans with flexible funding options, designed specifically for employers with 100+ employees. Our solutions help you control costs while supporting the health and well-being of your workforce.
Talk to your broker or Medical Mutual Sales representative.
Fully Insured
Our most comprehensive solution is designed to deliver maximum value. With a broad provider network, advanced clinical and pharmacy management tools, and full customization, we support your organization’s unique healthcare needs—every step of the way.
Self-Funded
Enhance the performance of your self-funded program with Medical Mutual. Our integrated solutions include carved-in pharmacy benefits, powerful cost-management strategies and increased transparency—helping you deliver competitive benefits while driving real savings.
Comprehensive Benefits, Simplified Administration
Enhance your employee offerings with more than just medical insurance. By consolidating your benefits with us, you can streamline administration, reduce complexity, and deliver a more seamless experience for your team.
- Dental: Deliver superior dental coverage with access to a broad provider network and value-added benefits—available at competitive rates tailored for midsize groups.
- Life & Disability: Support your employees with financial protection and compassionate service when it matters most—helping them navigate life’s unexpected challenges.
- Vision: Offer affordable, high-quality vision coverage with low monthly premiums and access to a nationwide network of trusted providers.
- Wellness programs: Promote healthier lifestyles with digital wellness tools, personalized care solutions and incentives that reward positive choices.
- Employee Assistance Programs (EAPs): Provide vital mental health and work-life support through confidential counseling and resources—empowering your team to thrive both personally and professionally.
Key Features That Make a Big Difference
Cost Transparency
Our Payment Integrity solutions ensure accurate billing, prevent fraud and waste, and uncover new opportunities to reduce costs and boost member engagement—all while protecting your bottom line.
Expansive Networks
Local and national network coverage with more than 12,000 primary care doctors, 46,000 specialists and 19,000 locations across Ohio, plus access to the Cigna network ideal for employees traveling out-of-state.
Administrator Services
Mutual Health Services (MHS) helps self-funded employers manage plans efficiently—handling claims, administration, and integration with stop-loss and pharmacy partners for greater control and cost transparency.
Prescription Management Programs
More than 20 Medical Mutual pharmacists work closely with care teams to ensure prescriptions are clinically effective and cost-efficient—enhancing your pharmacy benefit experience.
Tax-Advantaged Savings Accounts
Employees can set money aside (tax-free) for medical expenses now and in the future, giving them control over healthcare spending and savings.
Wellness Programs
The program supports and empowers members with personalized coaching at every stage of their health journey. With preventive care, mental health support, and chronic condition tools to improve health and lower costs.
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Tailored Solutions for Every Plan Type
Work with a single, experienced team from quote to renewal—ensuring consistency, customization, and ongoing optimization.
Dedicated Executive Support
Whether fully insured or self-funded, we help you manage care, control costs, and improve outcomes with flexible, data-driven strategies.
Local Expertise You Can Trust
Our Ohio-based advisors bring deep regional insight and strong provider relationships to deliver personalized, high-impact service.
Why Choose Medical Mutual?
- Local Support that Understands You: Proudly Ohio-based, our local teams offer personalized, community-rooted guidance for your employees.
- We Put You First: As a mutual company, we answer to you – not shareholders. That means better plans, better service, and better outcomes.
- Service That Delivers: We don’t just meet expectations—we exceed them: 9 out of 10 members say we meet or surpass their needs, and our member loyalty is 21% higher than the competition.
Let's Get Started
Talk to your broker or Medical Mutual Sales representative. Don’t have one? Simply fill out this form, and one of our Sales experts will guide you every step of the way.