Health Benefits for Midsize (51-99) Businesses
For midsize businesses with 51–99 employees, staying competitive means offering smart, flexible benefits. Medical Mutual delivers a range of versatile funding options that empower employers to design health plans that meet their goals—keeping teams healthy, productive and happy.
Fully Insured
Our fully insured plan delivers affordable health coverage, access to leading doctors and hospitals, a comprehensive wellness program and outstanding customer support—making healthcare management simple and stress-free.
Level-funded
Meet Balanced Solutions, a level-funded plan for businesses with 10–99 employees, offering cost control, comprehensive coverage, and the potential for year-end savings if claims are lower than expected.
Reducing Deductible
Encourage healthier lifestyles and earn lower deductibles by completing wellness activities—an added benefit designed for midsize groups.
Comprehensive Coverage, One Trusted Partner
Enhance your employee offerings with more than just medical insurance. By consolidating your benefits with us, you can streamline administration, reduce complexity, and deliver a more seamless experience for your team.
- Dental: Deliver superior dental coverage with access to a broad provider network and value-added benefits—available at competitive rates tailored for midsize groups.
- Life & Disability: Support your employees with financial protection and compassionate service when it matters most—helping them navigate life’s unexpected challenges.
- Vision: Offer affordable, high-quality vision coverage with low monthly premiums and access to a nationwide network of trusted providers.
- Wellness programs: Promote healthier lifestyles with digital wellness tools, personalized care solutions and incentives that reward positive choices.
- Employee Assistance Programs (EAPs): Provide vital mental health and work-life support through confidential counseling and resources—empowering your team to thrive both personally and professionally.
Key Features That Make a Big Difference
Virtual Care, Anytime via MinuteClinic™
Access 24/7 virtual care for adults and children (18 months and older)—even on holidays. Get the care you need from the comfort of home, with no out-of-pocket cost.
Tax-Advantaged Health Savings Accounts
Employees can set money aside (tax-free) for medical expenses now and in the future, giving them control over healthcare spending and savings.
Broad, Flexible Network Access
Extensive local and national network coverage, including:
- More than 12,000 primary care doctors
- 46,000 specialists
- 19,000 locations across Ohio
- Access to Cigna’s national network for out-of-state coverage
Collaborative, Cost-Effective Prescription Management
More than 20 Medical Mutual pharmacists work closely with care teams to ensure prescriptions are clinically effective and cost-efficient—enhancing your pharmacy benefit experience.
Why Choose Medical Mutual?
Born and Raised in Ohio
For over 90 years, Medical Mutual has empowered Ohioans to live healthier lives. Today, we serve 1.2 million members across the state, supporting their well-being through every stage of life. We live and work in the same communities as our customers and are proud to call them neighbors, friends and family.
Exceptional Local Customer Support
Our Ohio-based customer service team delivers exceptional support members can count on. We proudly maintain a 94% customer satisfaction rate with 90% of issues resolved on the first call.
Member Focused
As a mutual company, we focus on our policyholders. Our decision-making is driven by helping our members live healthier lives—not by investors or the demands of Wall Street.
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