Using in-network providers can help you minimize any out-of-pocket costs. Use the links below to find covered doctors, hospitals and other providers in each of our networks.
Staying in-network will help you manage your healthcare costs.
With an HMO plan, services will generally not be covered if you use an out-of-network provider. Emergency services will be covered according to your plan benefits regardless of a provider's network affiliation.
With a PPO or a POS plan, Medical Mutual will cover your claims at a lower level when you see an out-of-network provider. You will be responsible for paying the additional amount.
A health plan's network helps determine the cost and quality of the medical care you'll receive. Here’s how: