When it comes for providing health insurance benefits to employees, government and other public sector entities often face a different set of concerns than other companies. Medical Mutual, with decades of experience in this unique market, can help. Learn how Medical Mutual resolves the most frequently faced issues in the government and education industries.

Solutions to Your Government Sector Concerns:

You Need: Help Managing Budget Cuts and Financing
We Provide: Flexible funding mechanisms and pooled coverage

Our flexible funding arrangements—both self-insured and fully insured—assist public customers with managing healthcare expenses given shrinking budgets and encourage increased cost sharing with employees. We also offer pooled coverage through consortiums, enabling multiple government entities to obtain coverage together for greater affordability.

You Need: Custom Solutions to Fit Negotiated Union Contracts
We Provide: Benefit design customization that fits the needs of government and public sector agencies while also meeting the guidelines of union contracts.

Our success in offering tailored approaches is bolstered by our mutual status, which allows us to be more flexible in the products we offer because we do not have Wall Street profit expectations.

You Need: Resources Aimed at Curtailing High Claims Costs
We Provide: Integrated wellness programs and utilization reporting

Results prove that Medical Mutual’s integrated wellness programs, condition management and utilization reporting are especially beneficial to clients like those in the public sector, where turnover is typically low, resulting in an aging employee population that is often older than private employer groups.

You Need: Guidance About Healthcare Reform
We Provide: Expert impact analysis combined with creative grandfathered plan designs

We want our customers to understand s the elements of reform that impact them, so we provide them with comprehensive analysis and plan designs that maintain grandfathered status without significantly raising costs.

You Need: Help Managing Budgets and Financing
We Provide: Funding Mechanisms

Medical Mutual offers flexible funding arrangements to help education customers with cash-flow fluctuations and other budgeting issues.

Our Solutions to Your Education Sector Concerns:

You Need: Help Managing Budgets and Financing
We Provide: Funding Mechanisms

Medical Mutual offers flexible arrangements to help education customers with cash-flow fluctuations and other budgeting issues.

You Need: Custom Solutions to Fit Negotiated Union Contracts
We Provide: Benefit Design Customization

With years of experience in the education sector, Medical Mutual provides creative solutions to customers managing benefits negotiated and implemented through collective bargaining.

You Need: Guidance about Healthcare Reform and Government Mandates
We Provide: Regulatory Expertise

Medical Mutual provides the resources and expertise to guide education clients through complicated regulatory changes.

You Need: More Time and Resources
We Provide: Inclusive Administration

By including administration support in our fees, Medical Mutual alleviated time and expense constraints by providing assistance in managing employee benefits.

You Need: Greater Cost Control
We Provide: Flexible Consortium Models

Medical Mutual partners with consortiums throughout Ohio to help schools gain greater control over their costs while still maintaining personalized service to individual consortium members.