Small Group

Running a small business doesn’t mean you have to provide small benefits to your employees. Our variety of small group health plans are priced right so you can give your team reliable coverage at affordable prices.

When you partner with Medical Mutual, you can offer big health benefits to your team—no matter how small your business may be. Let’s take a look at your options.

Affordable Care Act-Compliant Plans

We offer a variety of Affordable Care Act (ACA)-compliant plans on both a statewide and narrow network basis. Our adjusted community rates only vary based on an employee’s age, location and tobacco use. To help control costs, we have many offerings available, so your employees choose from a list of ACA plans you select.

Self-funding Options

Self-funded plans offer rate stability and flexible plan options, and you benefit from the preferred health status of your group. We offer self-funded plans that include stop-loss coverage to help minimize risk and control costs. We’ll help you every step of the way to effectively manage overall costs. We offer two ways for small businesses to self-fund their health benefits.

Through a Multiple Employer Welfare Arrangement

We partner with several professional and trade associations and metropolitan-area chambers to offer healthcare coverage through multiple employer welfare arrangements (MEWA) plans. These plans let employers pool their contributions and risk to offer attractive and affordable health benefits to their employees. This includes our partnership with the Council of Small Enterprises (COSE). See if the COSE MEWA is the right fit for you.

With Balanced Solutions

Balanced Solutions is our unique approach to self-funding. Plans are available to groups with 10 to 50 enrolled employees and include a variety of deductible amounts and stop-loss levels. We determine your maximum self-funding cost for the year, so you know what your fees will be upfront. If your claims are greater than projected, your costs won’t exceed that upfront maximum.

Need More Information?

Contact your broker or request a quote today.

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