We know you have many choices in health insurance. And when you shop for health plans, you want a company that you can trust and rely on for your vital medical benefits and other insurance needs. When you choose Medical Mutual, you’re partnering with a mutual company. That means we are focused on you, and not Wall Street analysts. Our aim is simple: to provide quality services at affordable prices for valued members.

What is a Mutual Company?

A mutual company is a company owned by its customers or policyholders. As a mutual company, Medical Mutual operates for the benefit of you, our members.

The Mutual Advantage

So how does Medical Mutual’s status as a mutual company benefit you? It provides unique advantages in how we do business and develop products, our service focus and what we offer our members. All of these efforts filter down to our members, ensuring quality healthcare coverage at an affordable price.

  • We operate essentially like a not-for-profit, so our products are priced to simply cover claims and administrative expenses.
  • Unlike publicly traded insurance companies, we do not have to focus on financial returns or meet demands from stockholders or Wall Street analysts.
  • Our team develops and implements products, services and long-range goals to better serve our customers and the communities around us.
  • Our member-focused culture helps us develop new and innovative ways to solve problems and improve the quality of life for our members.

Financial Stability in Numbers

As one of the country's oldest and most trusted insurance companies, Medical Mutual has a history of offering quality health insurance products at competitive prices. Our commitment to customer service excellence is witnessed by the 1.6 million customers and 25,000+ group customers we serve. With $2 billion in annual revenue you can be assured that we have the stability to continue our tradition of providing the highest quality health insurance for individuals and families.

Subsidy Estimator

You may be able to lower the costs of your health insurance coverage.

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This calculator shows expected spending for individuals and families in a Silver Plan who are eligible to purchase coverage in the Federally Facilitated Exchange under the Affordable Care Act. Under the law, the maximum contributions to premium will be based on modified adjusted gross income, while estimates in this calculator are based on the annual income entered by the user. Based on the information you provide, you can estimate your monthly premium payments and also estimate how much you may receive in federal assistance. Please remember this is just an estimate.