Medical Mutual offers a variety of Medicare Supplement (Medigap) Insurance plans to meet your unique needs at prices among the lowest in Ohio. These plans save you money by covering costs that Medicare doesn't. You can even keep the doctors and hospitals you’ve come to know and trust if they accept Medicare. Plus, if you apply during your Initial Enrollment Period, your acceptance in the plan of your choice is guaranteed, regardless of your health.

What Medicare Supplement Insurance Provides

Medicare covers some, but not all medical costs. That’s why a good option is to purchase Medicare Supplement insurance. This coverage is provided by private insurance companies, like Medical Mutual, to pay for healthcare costs that Medicare does not cover such as:

  • Deductibles
  • Copayments
  • Coinsurance
  • Extended hospital stays
  • Care received while traveling outside the United States

Medical Mutual's Medicare Supplement Insurance

Our six Medicare Supplement Insurance plans are standardized by the federal government and each plan offers different features to meet your needs. Review the options below to learn more about what is included with each plan.

Please note: Only applicants first eligible for Medicare before 2020 may purchase Plans C, F and High-deductible F.

Plan Name Description Ready to Shop? 
Plan A Plan A covers mainly hospitalization and medical services that aren't covered by Original Medicare (Part A and Part B). Plan A does not cover your deductibles.

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Plan C Plan C has the same coverage as Plan A, but it also covers your Part A and Part B deductibles. Plan C is also more comprehensive, including skilled nursing care and emergency coverage when you're traveling abroad. Only applicants first eligible for Medicare before 2020 may purchase Plan C.
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Plan F Plan F also includes comprehensive coverage, but it is the only plan that pays the difference between Medicare-approved costs and what your doctor or healthcare provider charges. Only applicants first eligible for Medicare before 2020 may purchase Plan F.

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High-deductible Plan F High-deductible Plan F features all of the benefits of Plan F, but it has a higher deductible, which helps lower your monthly premium. Only applicants first eligible for Medicare before 2020 may purchase High-deductible Plan F.

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Plan G Plan G features comprehensive coverage and helps you pay for Part B excess charges, but you are responsible for paying your Medicare Part B deductible.

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Plan N Plan N features many of the benefits of Plan F, but it has some cost-sharing features that help lower your monthly premiums.

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SilverSneakers®

Medical Mutual also provides access to SilverSneakers® with all new Medicare Supplement plans at no additional cost to you. SilverSneakers is an extra service, separate from your Medicare Supplement benefits. The program gives you access to more than 17,000 fitness centers across the country, and you can use as many facilities as you want. SilverSneakers also includes:

  • Cardio and other fitness classes
  • Yoga
  • Swimming pool access
  • Social activities
  • Education
  • Walking groups at local parks and recreation centers

SilverSneakers is provided by a third party and you can choose to take or not take the service.

The Medical Mutual Guarantee

At Medical Mutual, we want you to be satisfied with your plan. If you decide not to keep your Medicare Supplement insurance during the first 30 days, you can receive a full refund by returning your policy and a letter stating you do not want this coverage.

Please note: We recommend you keep your current insurance coverage until you receive your identification card to ensure you have continuous coverage.

Helpful Resources

Medicare Supplement Insurance Brochure – Get all the facts about Medical Mutual's Medicare Supplement Insurance plans in this detailed brochure.

Outline of Coverage – These charts highlight the benefits covered under all Medical Mutual Medicare Supplement Insurance plans, as well as pricing information. Please review the outline carefully to determine the level of coverage that best meets your needs.

Replacement of Coverage Form - Use this form if you intend to replace an existing Medical Mutual Medicare Supplement Insurance plan with another one.

To view a PDF file, you will need Adobe Acrobat Reader™. If you do not already have this reader on your computer, you can download a free copy from Adobe®.

Have Questions? We Can Help.

Speak with a Medical Mutual licensed insurance agent or call your insurance agent.

Call 1-866-406-8777 (TTY 711 for hearing impaired)

Mon. - Fri. 8 a.m. to 8 p.m.

You can talk to a Medical Mutual licensed insurance agent who can answer your questions by calling (866) 406-8777 (hearing impaired TTY/TDD: 711) or call your insurance agent. You can also visit Medicare.gov for more information.

This site contains a summary of benefits only describing our policies’ most important features. It is not an insurance policy or contract.  The Medical Mutual Medicare Supplement Insurance policy is the insurance contract. If there is any different between this site and the policy, the provisions of the policy will control.

Neither Medical Mutual nor any of its agents or Medicare Supplement insurance plans are connected with or endorsed by the U.S. or state government, Social Security or federal Medicare program. Individuals who call the phone number listed will speak with a licensed insurance agent.

The policy has exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or Medical Mutual.

Medicare Supplement products marketed by Medical Mutual may be underwritten by Medical Mutual of Ohio and/or one of its subsidiaries, Medical Health Insuring Corporation of Ohio collectively referred to as Medical Mutual. Contact will be made by a licensed insurance agent or insurer. The amount of benefits provided depends upon the plan selected and the premium will vary with the amount of the benefits selected. Medical Mutual is a registered trademark of Medical Mutual of Ohio.

SilverSneakers® is a registered trademark of Tivity Health, Inc.

Page last updated on 6/3/2021
C4264-MCS R5/21