Group Health Plans for Every Business
With Medical Mutual, you can find the right coverage to support your team’s health and well-being. Choose from a range of innovative health plans and specialty offerings tailored for small, midsize and large businesses. Our plans combine comprehensive provider networks with cost-effective options—giving you the flexibility and value your organization needs.

Small Group Health Plans
Support your small business (1–50 employees) with high-quality, affordable health coverage options designed to fit your team and your budget. Choose from our self-funded MEWA, fully insured ACA or level-funded plans. Each option includes access to broad provider networks and expert support to help you manage your benefits with confidence.
Midsize Group Health Plans
Unlock health benefits designed exclusively for employers with 51-99 employees. Choose from flexible plan options, including fully insured and level-funded coverage, to support your team’s well-being and your company’s goals.
Large Group Health Plans
Our large group health plans, for employers with 51 or more employees, are completely customizable. We'll work with your broker to design plans that help you meet specific goals. Shop from a variety of plan design and wellness options.
Comprehensive Benefits
Discover the insurance and wellness benefits that work best for you and your team, available through Medical Mutual.

Dental
Get comprehensive dental benefits for your employees from the dental experts at Superior Dental Care (SDC), a Medical Mutual company.

Vision
Choose from a selection of competitive vision plans with nationwide network access.

Life and Disability
Offer your employees financial protection for life's uncertainties with dedicated support you can rely on from MedMutual Life, a Medical Mutual company.

Accident, Critical Illness and Hospital Indemnity
Protect your team when life takes an unexpected turn. Our Accident, Critical Illness, and Hospital Indemnity benefits provide lump-sum cash payouts to help cover out-of-pocket costs, offering financial relief when it matters most.

Prescription Drug
Our Pharmacy Management Programs are led by a team with deep experience in patient care, retail pharmacy, analytics and benefit management. We combine personalized care with cost-effective solutions—helping you and your employees get the most from your pharmacy benefits.

Wellness That Works
Our health plans combine digital wellness tools and personalized care to keep employees healthy and costs down. From daily habit support to one-on-one help for complex conditions, our programs work together for better outcomes.

Health Savings Accounts (HSAs)
A health savings account (HSA) provides tax benefits to your company and lets your employees save, invest and spend money for qualified medical expenses on a tax-advantaged basis.

Flexible Spending Accounts (FSAs)
Flexible spending accounts (FSAs) provide tax benefits for your company, while helping employees save money for qualified medical expenses on a tax-advantaged basis.
Experience the Mutual Difference
Born and Raised in Ohio
For over 90 years, Medical Mutual has empowered Ohioans to live healthier lives. Today, we serve 1.2 million members across the state, supporting their well-being through every stage of life. We live and work in the same communities as our customers and are proud to call them neighbors, friends and family.
Exceptional Local Customer Support
Our Ohio-based customer service team delivers exceptional support members can count on. We proudly maintain a 94% customer satisfaction rate with 90% of issues resolved on the first call.
Member Focused
As a mutual company, we focus on our policyholders. Our decision-making is driven by helping our members live healthier lives—not by investors or the demands of Wall Street.

Ready to Learn More About Our Plans?
Talk to your broker or reach out to your Medical Mutual Sales representative.