No one is ever prepared for a serious injury, illness or hospital stay and the associated physical, mental and financial burdens. By providing your employees with accident, critical illness and hospital indemnity coverage, you provide the added protection to help relieve the financial stress that often comes with these events.
Medical Mutual Accident, Critical Illness and Hospital Indemnity plans all pay a lump-sum cash benefit to help cover out-of-pocket medical expenses. However, employees can use these cash benefits any way they wish, such as paying rent, buying groceries or to help make up for lost wages when out of work—ultimately providing even more value to your employees.
Plan Offerings by Company Size
For small groups with 1-50 employees
Accident, Critical Illness and Hospital Indemnity Coverage with MedMutual Extend
MedMutual Extend offers an affordable option for accident, critical illness and hospital indemnity coverage that can complement a health insurance plan. There are six plan options to choose from, and no underwriting is required to enroll.
MedMutual Extend Plan Options
For large groups with 51 or more employees
Accident and Critical Illness Plans
Our large group accident and critical illness plans provide full coverage that can complement your employees’ health insurance. We offer a variety of standard plan options for both accident and critical illness products, some of which include a wellness incentive providing cash benefits when certain preventive health screenings are completed.
These plans are stand-alone products, but when purchased together they can provide your employees with more options, comprehensive coverage and peace of mind. Coverage can be offered to your employees as a voluntary benefit or employer paid.
Accident and Critical Illness brochure
Hospital Indemnity Plans
Product coming in 2021.
Interested in learning more or ready to shop?
For more information on these offerings or if you are ready to enroll, please contact your sales representative or broker. You can also request a quote online.
These products provide limited benefits. This document is only a brief summary of such benefits. Product limitations, exclusions, waiting and elimination periods may apply. These products do not qualify as Minimum Essential Coverage as defined under the Affordable Care Act. The termination or loss of the coverage of these products does not initiate a special enrollment period to purchase a health benefit plan that qualifies as Minimum Essential Coverage outside of an open enrollment period. This advertisement is for policy form numbers STIND-GHOSP, STIND-GACC, STIND-GCRITILL, STIND–LGACC and STIND–LGCRITILL. Products and services are underwritten by MedMutual Life Insurance Company, a subsidiary of Medical Mutual of Ohio.