If you’re ever between jobs or in a situation where there’s a gap in your health insurance, one of our short-term plans could be the answer.
A short-term health insurance plan is designed to bridge gaps in your health care coverage during a period of transition. Our short-term plans offer the security of comprehensive coverage and provide protection from catastrophic and unexpected healthcare emergencies. They also cover well child services (to age 9), well child care exams, immunizations, labs, routine mammograms and routine pap tests. (Please note: For new short term policies issued April 1, 2017, and after, benefits will end three months from the effective date of coverage.)
Short-term plans are not compliant with The Affordable Care Act (ACA) and do not have coverage requirements. Pre-existing conditions are not covered and applicants are subject to answering medical questions and receiving Underwriting approval.
THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.