If you’re ever between jobs or in a situation where there’s a gap in your health insurance, one of our short-term plans could be the answer.

What is a Short-Term Health Insurance Plan?

A short-term health insurance plan is designed to bridge gaps in your health care coverage during a period of transition. Our short-term plans offer the security of comprehensive coverage and provide protection from catastrophic and unexpected healthcare emergencies. They also cover well child services (to age 9), well child care exams, immunizations, labs, routine mammograms and routine pap tests. (Please note: For new short term policies issued April 1, 2017, and after, benefits will end three months from the effective date of coverage.)

Important Things to Keep in Mind

Short-term plans are not compliant with The Affordable Care Act (ACA) and do not have coverage requirements. Pre-existing conditions are not covered and applicants are subject to answering medical questions and receiving Underwriting approval.

Is a Short-term Plan Right for You?

Short-term plans may work for you if you are:

  • Between jobs
  • Waiting for an employer’s group coverage to begin
  • A temporary or seasonal employee
  • A recent graduate
  • Waiting for the next open enrollment period

Ready to Shop?

You can also call us at 1.855.444.0162 or call your licensed insurance agent.

THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT.  IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.