If you’re ever between jobs or in a situation where there’s a temporary gap in your health insurance, one of our short-term plans could be the answer.
What is a Short-term Health Insurance Plan?
Simply put, a short-term health insurance plan, also known as temporary health insurance, is a medical plan with a limited duration. They are designed to bridge gaps in your health care coverage during a period of transition, like graduating from college, or starting a new job where you may have to wait for new coverage to begin.
Medical Mutual's short-term plans offer the security of comprehensive coverage and provide protection from catastrophic and unexpected healthcare emergencies for three months. They also cover well child services (to age 9), well child care exams, immunizations, labs, routine mammograms and routine pap tests.
Important Things to Keep in Mind
Short-term plans are not compliant with The Affordable Care Act (ACA) and do not have coverage requirements. Pre-existing conditions are not covered and applicants are subject to answering medical questions and receiving Underwriting approval.
Is a Short-term Plan Right for You?
Short-term plans may work for you if you are:
- Between jobs
- Waiting for an employer’s group coverage to begin
- A temporary or seasonal employee
- A recent graduate
- Waiting for the next open enrollment period
Ready to Shop?
You can also call us at 1.855.444.0162 or call your licensed insurance agent.
THIS IS NOT QUALIFYING HEALTH COVERAGE (“MINIMUM ESSENTIAL COVERAGE”) THAT SATISFIES THE HEALTH COVERAGE REQUIREMENT OF THE AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE AN ADDITIONAL PAYMENT WITH YOUR TAXES.