Medical Mutual Medicare
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Medical Mutual offers Medicare Advantage and Medicare Supplement Insurance plans
Medical Mutual offers both Medicare Supplement and Medicare Advantage with Prescription Drug plans. If you're new to Medicare or looking to change plans, we can help you understand your options, compare benefits, get an instant online quote and select a plan that best meets your healthcare needs.
Discover what is and what isn’t covered by Medicare and understand all your options. The information in this section will help you make informed choices and plan for a happy and healthy future.
Understanding Medicare and How it Works
The Parts of Medicare
Explore Medical Mutual’s Medicare Plans. Find the information you need to better understand our plans and choose the Medicare plan that best meets your needs.
Medicare Advantage with Prescription Drug Plans
Medicare Supplement Plans
Which Plan Is Right for Me?
Everything you need to know about Medicare enrollment is right here. We want you to be comfortable and understand the entire enrollment process – from eligibility requirements to what to expect after you enroll and everything in between.
Prepare for Enrollment
When to Enroll
How You Enroll
If you're 65 or about to turn 65, your Initial Enrollment Period for Medicare Advantage and Medicare Supplement are different. Use our interactive tool to learn when your Initial Enrollment Period is available to you.
Medicare Advantage and Medicare Supplement include different benefits. If you're not sure what type of coverage fits your lifestyle, use the overview below to see what's covered.
1. Enter Birth Date
2. Select Plan Type
Based on the birth date entered, your Initial Enrollment Period has ended. Learn more about your other enrollment options and how you can still get coverage here.
If you are newly eligible for Medicare, you can enroll in Medicare Parts A and B, and a Medicare Advantage Plan during your Initial Enrollment Period. This seven-month period includes the three months before the month you turn age 65, your birth month and three months after your birth month; or after your 24th month of receiving disability benefits.
To enroll in a Medicare Advantage plan you must first have Medicare Part A and Part B. You may also be able to enroll during other times of the year. Learn more on our When to Enroll page.
If your birthday is the first of the month, you will be treated as though you turned 65 the month prior and your Initial Enrollment Period will reflect this.
H4497_H6723_WS_2016_Jun15 CMS Approved
The best time to purchase a Medicare Supplement plan is during your six-month open enrollment period when your acceptance is guaranteed. For most people, this period starts the first day of the month you turn 65 and are enrolled in Medicare Part B. If you enroll in Part B coverage after the month you turn 65, your six-month open enrollment period begins the month your Part B coverage becomes effective.
If you don’t enroll in a Medicare Supplement plan during your open enrollment period, you can still enroll at any time, but may be subject to a complete medical review and will not have guaranteed acceptance in a plan.