Medicare Supplement Insurance Plans and Coverage

Medical Mutual offers a variety of Medicare Supplement (Medigap) Insurance plans to meet your health needs at prices that fit any budget. These plans save you money by covering costs that Original Medicare doesn't. You can even keep the doctors and hospitals you’ve come to know and trust if they accept Medicare. Plus, if you apply during your Initial Enrollment Period, your enrollment in the plan of your choice is guaranteed, regardless of your health.

Medicare Supplement Insurance Coverage

Original Medicare does not cover all your medical costs. A Medicare Supplement Insurance plan can help cover costs such as:

  • Deductibles
  • Copayments
  • Coinsurance
  • Extended hospital stays
  • Care received while traveling outside the United States

Medical Mutual's Medicare Supplement Insurance

Our six Medicare Supplement Insurance plans follow standards set by the state and federal government and offer different features and benefits to meet your needs. Review the options below to learn more about what is included with each plan.

Plan Name Description
Plan A Plan A covers mainly hospitalization and medical services that aren't covered by Original Medicare (Part A and Part B). Plan A does not cover your deductibles.
Plan C* Plan C has the same coverage as Plan A, but it also covers your Part A and Part B deductibles. Plan C is also more comprehensive, including skilled nursing care and emergency coverage when you're traveling abroad.
Plan F* Plan F also includes comprehensive coverage, but it is the only plan that pays the difference between Medicare-approved costs and what your doctor or healthcare provider charges.
High-deductible Plan F* High-deductible Plan F features all of the benefits of Plan F, but it has a higher deductible, which helps lower your monthly premium.
Plan G Plan G features comprehensive coverage and helps you pay for Part B excess charges, but you are responsible for paying your Medicare Part B deductible.
Plan N Plan N features many of the benefits of Plan F, but it has some cost-sharing features that help lower your monthly premiums.

*Please note: Only applicants first eligible for Medicare before 2020 may purchase Plans C, F and High-deductible F.

You can talk to a Medical Mutual licensed insurance agent who can answer your questions by calling (866) 406-8777 (hearing impaired TTY/TDD 711) or call your insurance agent. You can also visit for more information.

This site contains a summary of benefits only describing our policies’ most important features. It is not an insurance policy or contract. The Medical Mutual Medicare Supplement Insurance policy is the insurance contract. If there is any different between this sit and the policy, the provisions of the policy will control.

Neither Medical Mutual nor any of its agents or Medicare Supplement insurance plans are connected with or endorsed by the U.S. or state government, Social Security or federal Medicare program. Individuals who call the phone number listed will speak with a licensed insurance agent.

Exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or Medical Mutual. 

Medicare Supplement products marketed by Medical Mutual may be underwritten by Medical Mutual of Ohio and/or one of its subsidiaries, Medical Health Insuring Corporation of Ohio collectively referred to as Medical Mutual. Contact will be made by a licensed insurance agent or insurer. The amount of benefits provided depends upon the plan selected and the premium will vary with the amount of the benefits selected. Medical Mutual is a registered trademark of Medical Mutual of Ohio.