MedMutual Advantage HMO plans let you stretch your healthcare dollar with premiums as low as $0 and affordable out-of-pocket costs. Our HMO plans offer you a network of high-quality providers to coordinate your care. Easily manage your healthcare costs with a MedMutual Advantage HMO plan.
Programs and Services at No Additional Cost
When you enroll in a Medicare Advantage plan from Medical Mutual, you’ll get access to programs and services at no additional cost. These programs include SilverSneakers®, a 24/7 NurseLine and much more. Learn more about our additional programs and services.
Dental, Vision and Hearing
Basic dental, vision and hearing coverage is included in all of Medical Mutual’s Medicare Advantage plans. You can purchase additional dental and vision coverage when you enroll. Learn more about our dental, vision and hearing coverage.
Comparing an HMO Plan with a PPO Plan
MedMutual Advantage HMO and PPO plans have similar benefits, but you should know the key differences before choosing a plan.
HMO plans offer affordable and cost-effective healthcare options when utilizing our large network of providers. While HMO plans often cost less than PPO plans, they require you to use in-network providers or services will not be covered except for emergency care, out-of-area urgent care or out-of-area dialysis.
PPO plans provide access to our large network of providers, but also offer the flexibility and coverage to receive care from out-of-network providers. These plans generally cost more, and services obtained outside the network will usually result in higher out-of-pocket costs.
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The service area for the MedMutual Advantage PPO and HMO plans includes the following counties in Ohio: Adams, Allen, Ashland, Auglaize, Brown, Butler, Carroll, Champaign, Clark, Clermont, Clinton, Columbiana, Coshocton, Crawford, Cuyahoga, Darke, Defiance, Delaware, Erie, Fairfield, Fayette, Franklin, Fulton, Gallia, Geauga, Greene, Guernsey, Hamilton, Hancock, Hardin, Harrison, Henry, Highland, Hocking, Holmes, Huron, Jackson, Knox, Lake, Lawrence, Licking, Logan, Lorain, Lucas, Madison, Mahoning, Marion, Medina, Mercer, Miami, Monroe, Montgomery, Morgan, Morrow, Muskingum, Noble, Ottawa, Paulding, Perry, Pickaway, Pike, Portage, Preble, Putnam, Richland, Ross, Sandusky, Scioto, Seneca, Shelby, Stark, Summit, Tuscarawas, Trumbull, Union, Van Wert, Vinton, Warren, Washington, Wayne, Williams, Wood and Wyandot.