MedMutual Advantage HMO plans let you stretch your healthcare dollar with premiums as low as $0 and affordable out-of-pocket costs. Our HMO plans offer you a network of high-quality providers to coordinate your care. Easily manage your healthcare costs with a MedMutual Advantage HMO plan.
Programs and Services at No Additional Cost
When you enroll in a Medicare Advantage plan from Medical Mutual, you’ll get access to programs and services at no additional cost. These programs include SilverSneakers®, a 24/7 NurseLine and much more. Learn more about our additional programs and services.
Dental, Vision and Hearing
Basic dental, vision and hearing coverage is included in all of Medical Mutual’s Medicare Advantage plans. You can purchase additional dental and vision coverage when you enroll. Learn more about our dental, vision and hearing coverage.
Comparing an HMO Plan with a PPO Plan
HMO plans and PPO plans have similar benefits, but you should know about a few differences before you choose a plan.
HMO plans are usually more affordable than PPO plans, but they have a smaller network of doctors and hospitals. With an HMO plan, you must use the network of doctors and hospitals. If you use an out-of-network provider, you will not be covered except for emergency care, out-of-area urgent care or out-of-area dialysis.
PPO plans may have a higher premium, but they offer a larger network and more flexibility when selecting a doctor or hospital. With a PPO plan, you can use an out-of-network provider, but doing so will usually require higher out-of-pocket costs.
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The service area for the MedMutual Medicare Advantage HMO plans includes the following counties in Ohio: Adams, Allen, Ashland, Auglaize, Brown, Butler, Carroll, Champaign, Clark, Clermont, Clinton, Columbiana, Coshocton, Crawford, Cuyahoga, Darke, Defiance, Delaware, Erie, Fairfield, Fayette, Franklin, Fulton, Geauga, Greene, Guernsey, Hamilton, Hancock, Hardin, Harrison, Henry, Highland, Hocking, Holmes, Huron, Jackson, Knox, Lake, Lawrence, Licking, Logan, Lorain, Lucas, Madison, Mahoning, Marion, Medina, Mercer, Miami, Monroe, Montgomery, Morgan, Morrow, Noble, Ottawa, Paulding, Perry, Pickaway, Pike, Portage, Preble, Putnam, Richland, Ross, Sandusky, Scioto, Seneca, Shelby, Stark, Summit, Trumbull, Union, Van Wert, Vinton, Warren, Washington, Wayne, Williams, Wood and Wyandot.