MedMutual Advantage PPO plans offer you the most flexibility of our Medicare Advantage plans when it comes to picking a doctor or hospital. You can keep out-of-pocket costs lower by using in-network providers, but you have the flexibility to use an out-of-network provider and still be covered. Enjoy the freedom to choose with affordable MedMutual Advantage PPO plans from Medical Mutual.
When you enroll in a Medicare Advantage plan from Medical Mutual, you’ll get access to programs and services at no additional cost. These programs include SilverSneakers®, a 24/7 NurseLine and much more. Learn more about our additional programs and services.
Basic dental, vision and hearing coverage is included in all of Medical Mutual’s Medicare Advantage plans. You can purchase additional dental and vision coverage when you enroll. Learn more about our dental, vision and hearing coverage.
PPO plans and HMO plans offer similar benefits, but there are some differences you should be aware of.
PPO plans generally cost more than HMO plans, but they give you a larger network of doctors and hospitals for more choice and flexibility. With a PPO plan, you also have coverage if you use an out-of-network provider, but this will usually have higher costs.
HMO plans tend to be more affordable, but you usually have a smaller network with more restrictions. With an HMO plan, you must use the network of doctors and hospitals. If you use an out-of-network provider, you will not be covered except for emergency care, out-of-area urgent care or out-of-area dialysis.
The service area for the MedMutual Medicare Advantage PPO plans includes the following counties in Ohio: Adams, Allen, Ashland, Auglaize, Brown, Butler, Carroll, Champaign, Clark, Clermont, Clinton, Columbiana, Coshocton, Crawford, Cuyahoga, Darke, Defiance, Delaware, Erie, Fairfield, Fayette, Franklin, Fulton, Geauga, Greene, Guernsey, Hamilton, Hancock, Hardin, Harrison, Henry, Highland, Hocking, Holmes, Huron, Jackson, Knox, Lake, Lawrence, Licking, Logan, Lorain, Lucas, Madison, Mahoning, Marion, Medina, Mercer, Miami, Monroe, Montgomery, Morgan, Morrow, Noble, Ottawa, Paulding, Perry, Pickaway, Pike, Portage, Preble, Putnam, Richland, Ross, Sandusky, Scioto, Seneca, Shelby, Stark, Summit, Trumbull, Union, Van Wert, Vinton, Warren, Washington, Wayne, Williams, Wood and Wyandot.