MedMutual Advantage PPO plans offer you the most flexibility of our Medicare Advantage plans when it comes to picking a doctor or hospital. You can keep out-of-pocket costs lower by using in-network providers, but you have the flexibility to use an out-of-network provider and still be covered. Enjoy the freedom to choose with affordable MedMutual Advantage PPO plans from Medical Mutual.

Plan Features

All of our PPO plans include:

  • Hospital and medical coverage
  • Prescription drug benefits
  • Dental and vision coverage (additional coverage also available for purchase)
  • $0 preventive services
  • Large network of doctors and hospitals
  • Additional programs and services at no extra cost

Programs and Services at No Cost

When you enroll in a Medicare Advantage plan from Medical Mutual, you’ll get access to programs and services at no additional cost. These programs include SilverSneakers®, a 24/7 Nurse Line and much more. Learn more about our additional programs and services.

Dental and Vision

Basic dental and vision coverage is included in all of Medical Mutual’s Medicare Advantage plans. You can purchase additional dental and vision coverage when you enroll. Learn more about our dental and vision plans.

Comparing a PPO Plan with an HMO Plan

PPO plans and HMO plans offer similar benefits, but there are some differences you should be aware of.

PPO plans generally cost more than HMO plans, but they give you a larger network of doctors and hospitals for more choice and flexibility. With a PPO plan, you also have coverage if you use an out-of-network provider, but this will usually have higher costs.

HMO plans tend to be more affordable, but you usually have a smaller network with more restrictions. With an HMO plan, you must use the network of doctors and hospitals. If you use an out-of-network provider, you will not be covered except for emergency care, out-of-area urgent care or out-of-area dialysis.


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Have a Question? We Can Help!

Speak with a Medical Mutual licensed insurance agent or call your insurance agent.

Call (866) 406-8777 (TTY 711 for hearing impaired)

7 days a week, 8 a.m. to 8 p.m.

The service area for the MedMutual Medicare Advantage PPO plans includes the following counties in Ohio: Adams, Allen, Ashland, Auglaize, Brown, Butler, Carroll, Champaign, Clark, Clermont, Clinton, Columbiana, Coshocton, Crawford, Cuyahoga, Darke, Defiance, Delaware, Erie, Fairfield, Fayette, Franklin, Fulton, Geauga, Greene, Guernsey, Hamilton, Hancock, Hardin, Harrison, Henry, Highland, Hocking, Holmes, Huron, Jackson, Knox, Lake, Lawrence, Licking, Logan, Lorain, Lucas, Madison, Mahoning, Marion, Medina, Mercer, Miami, Monroe, Montgomery, Morgan, Morrow, Noble, Ottawa, Paulding, Perry, Pickaway, Pike, Portage, Preble, Putnam, Richland, Ross, Sandusky, Scioto, Seneca, Shelby, Stark, Summit, Trumbull, Union, Van Wert, Vinton, Warren, Washington, Wayne, Williams, Wood and Wyandot.

Page last updated on 9/29/2016
H4497_H6723_WS_2016_Dec15 CMS Approved