Federal Employees Health Benefits Program

Medical Mutual offers federal employees great healthcare coverage with our Standard and Basic and WellFlex plans.

COVID-19 Updates

Stay updated on the coronavirus (COVID-19). Learn more.

Plan Highlights for 2023

Our 2023 plans offer:

  • MedFlex Medical Network: If you are enrolled on the Basic Option or Standard Option you will continue to have access to the MedFlex Network in 2023. Please be sure to determine if your existing providers are in the MedFlex network.
  • New WellFlex Plan Option in the Southern Ohio: Members in the greater Cincinnati area have the option to choose the TriHealth WellFlex™ option network, which includes providers and facilities that are part of the TriHealth and St. Elizabeth Healthcare systems. You must live or work in Brown, Butler, Clermont, Green, Hamilton, Montgomery or Warren county to enroll in this plan.
  • Walgreens Advantage Pharmacy Network:  You will continue to have access to the Walgreens Advantage Network for retail prescriptions in 2023. The Walgreens Advantage Pharmacy Network provides access to most chain and independent pharmacies in Ohio. 
  • Preventive Medications at no cost: In addition to medications covered on the formulary when you fill a prescription for a medicine on the Standard Preventive Medications list at a network pharmacy, you will pay $0 out of pocket.  The medicines on this list are typically taken to maintain good health and prevent illness.
  • Drug Formulary:  Please take time to review the 2023 National Preferred Formulary.

How to Enroll

To enroll in Federal Employee Health Benefits Plan, visit BENEFEDS.com or call 1-877-888-3337 (TTY 877-889-5680).

FEHB Enrollment Codes for the Medical Mutual Standard, Basic and WellFlex Plans

Northern Ohio
Standard & Basic Option
If you live or work in Allen, Auglaize, Ashland, Ashtabula, Columbiana, Cuyahoga, Defiance, Erie, Fulton, Geauga, Henry, Huron, Lake, Lorain, Lucas, Mahoning, Medina, Mercer, Ottawa, Portage, Putnam, Richland, Sandusky, Seneca, Stark, Summit, Trumbull, Wayne, Williams, or Wood county
Southern Ohio
Standard & Basic Option
If you live or work in Adams, Brown, Butler, Champaign, Clark, Clermont, Greene, Hamilton, Miami, Montgomery or Warren county
Southern Ohio
WellFlex Option
If you live or work in Brown, Butler, Clermont, Greene, Hamilton, Montgomery or Warren county
644 Standard Option – Self Only YF4 Standard Option – Self Only
F11 WellFlex Option – Self Only
646 Standard Option – Self Plus One
YF6 Standard Option – Self Plus One
F13 WellFlex Option – Self Plus One
645 Standard Option – Self and Family
YF5 Standard Option – Self and Family
F12 WellFlex Option – Self and Family
UX1 Basic Option – Self Only
YF61 Basic Option – Self Only

UX3 Basic Option – Self Plus One
YF63 Basic Option – Self Plus One

UX2 Basic Option – Self Plus Family
YF62 Basic Option – Self Plus Family

2023 Plan Documents

Summary of Benefits and Coverage (SBC) and Uniform Glossary

Dental and Vision Coverage

Although our plan doesn’t include dental and vision plans for federal employees, you can get coverage through the Federal Employees Dental/Vision Insurance Program (FEDVIP). You can obtain information regarding FEHB Dental/Vision benefits on BENEFEDS.com or by phone at 877-888-3337 (TTY 877-889-5680).

Visit BENEFEDS.com

Need Help?

If you have questions or need help, please call FEHBP Employees/Annuitants Customer Care:

Call 1-800-315-3144 (TTY 711 for hearing impaired)

Monday – Thursday: 7:30 a.m. to 7:30 p.m.
Friday: 7:30 a.m. to 6 p.m.
Saturday: 9 a.m. to 1 p.m.

All times are Eastern Standard Time

Additional Information

Find a Provider
See what providers are in your plan's network:

Wellness Programs
We offer a variety of programs and tools that promote a healthy lifestyle. Learn more about our resources and how they can help you reach your wellness goals.

Prescription Drug Information
Review our prescription drug benefits and view a list of covered medications.

MedMutual Part B Reimbursement Account
Find out if you're eligible for Medicare Part B premium reimbursement.

Policies and Procedures
Learn more about important policies and procedures that impact your health plan.

Telehealth (Telemedicine)
Connect with your provider via computer, tablet or smart phone from the comfort of home.

Primary Care Provider (PCP) Visit Checklist
It is important to visit your primary care provider at least once a year. To help you make the most of your visit, we created a checklist with important tips and helpful reminders of what you should discuss with your provider.